Compassionate Chapter 7 Bankruptcy Attorney
You can have a fresh start.
Two of the most common misconceptions about filing for bankruptcy are that credit is ruined and everything owned will be taken away. These beliefs are not accurate. You will not lose everything and your credit will not be permanently affected. Michigan Bankruptcy Law Centers can help you sort fact from fiction and find the way out of the debt maze.
For a free, no-obligation consultation with bankruptcy attorney Dickron "Zeke" Bohikian, call 877.829.0108 or 810.355.4329 or e-mail us today.
Chapter 7 bankruptcy discharges your debt within a few weeks.
Also known as liquidation bankruptcy, Chapter 7 bankruptcy releases debtors from specific debt through the selling of assets. Built into the Bankruptcy Code are exemptions allowing debtors to keep a certain amount of assets. These become exempt assets and are kept by the debtor. In most cases, people do not lose their assets; bankruptcy attorney Zeke Bohikian can help you determine how to retain your possessions while gaining a fresh start.
Once you file for bankruptcy, the "automatic stay" becomes effective, stopping most, if not all, collections activities. The harassing calls from creditors stop. Repossession and/or foreclosure stops. Garnishment stops. Usually within six months, most of your debts will be discharged and you will be free to begin a new financial life.
We will help you rebuild your financial life.
Filing for bankruptcy does not ruin your life or your credit. It actually signals an end to the debt cycle and the beginning of financial freedom. Soon after your debts have been discharged, you may begin to receive offers and applications for credit cards. At Michigan Bankruptcy Law Centers, we can help you develop strategies to responsibly rebuild your credit.
Since 1992, bankruptcy lawyer Zeke Bohikian has helped thousands of people find debt relief. He is ready to discuss your situation and to help you determine if Chapter 7 or Chapter 13 bankruptcy is right for you. Contact us today at our Brighton office for a free, no-obligation consultation and bankruptcy analysis. Call 877.829.0108 or 810.355.4329 or e-mail us.
