Compassionate Chapter 13 Bankruptcy Attorney
You can save your home and lose your debt.
"How can I keep my home?" Those deeply in debt often face losing their homes and possessions. Michigan Bankruptcy Law Centers understands the fear and trauma people experience when their families are displaced due to foreclosures, and we can help.
For a free, no-obligation consultation with bankruptcy attorney Dickron "Zeke" Bohikian, call 877.829.0108 or 810.355.4329 or e-mail us today.
Chapter 13 bankruptcy allows you to reclaim financial control.
For those whose incomes are too high to qualify for Chapter 7 or for those whose homes are facing foreclosure, Chapter 13 bankruptcy allows wage earners to develop an extended payment plan. In Chapter 13, losing assets is not the primary issue — losing debt is.
Debtors are allowed three to five years, depending on circumstances, to pay all or a portion of their debts. At the end of the payment period, certain debts are discharged, providing individuals with a fresh start. In some cases, second or third mortgages may be removed. However, as with Chapter 7, some debts are non dischargeable. These include government guaranteed student loans, most income taxes, alimony/child support, among other debts.
Filing sooner rather than later is most beneficial to you.
Whenever bankruptcy is filed, an automatic stay is issued that effectively ceases all collections activities. Wage and bank account garnishments, foreclosure proceedings, and repossessions are stopped. Additionally, creditors and collections companies are no longer allowed to harass you and your family.
You can escape from the maze of debt and enjoy the freedom of a fresh start. Michigan Bankruptcy Law Centers is ready to assist you through each step of the bankruptcy process. Our lawyer has helped thousands of people find debt relief through Chapter 7 or Chapter 13 bankruptcy, and he is ready to help you. Please contact our Brighton office for a free consultation and bankruptcy analysis. Call 877.829.0108 or 810.355.4329 or e-mail us today!
